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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,185 | $73,019+55.0% | $90,766+24.7% | $68,490+65.3% |
| Participation rate | 85.2% | 70.8%+14.4pp | 75.7%+9.5pp | 67.9%+17.3pp |
| Annual return | -8.67% | -13.81%+5.1pp | -12.16%+3.5pp | -7.85%-0.8pp |
| Employer contribution / active EE | $1,178 | $2,193-46.3% | $2,922-59.7% | $2,597-54.6% |
| Participant deferral / active EE | $1,538 | $3,626-57.6% | $4,565-66.3% | $4,028-61.8% |
| Admin fee / account holder | $3,256 | $5,897-44.8% | $8,446-61.4% | $5,403-39.7% |