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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,743 | $87,733+35.3% | $106,555+11.4% | $85,847+38.3% |
| Participation rate | 83.3% | 71.9%+11.4pp | 76.1%+7.2pp | 69.3%+14.0pp |
| Annual return | 5.99% | 21.86%-15.9pp | 26.80%-20.8pp | 318.61%-312.6pp |
| Employer contribution / active EE | $1,073 | $2,073-48.2% | $2,819-61.9% | $2,565-58.2% |
| Participant deferral / active EE | $1,357 | $3,469-60.9% | $4,399-69.2% | $3,952-65.7% |
| Admin fee / account holder | $1,910 | $6,767-71.8% | $7,408-74.2% | $6,261-69.5% |