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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,933 | $81,208+41.5% | $98,920+16.2% | $79,856+43.9% |
| Participation rate | 82.8% | 72.5%+10.3pp | 76.0%+6.7pp | 69.6%+13.1pp |
| Annual return | 11.26% | 60.99%-49.7pp | 196.47%-185.2pp | 31.71%-20.5pp |
| Employer contribution / active EE | $1,093 | $1,960-44.2% | $2,689-59.4% | $2,471-55.8% |
| Participant deferral / active EE | $1,307 | $3,265-60.0% | $4,245-69.2% | $3,741-65.1% |
| Admin fee / account holder | $19,055 | $6,013+216.9% | $6,643+186.8% | $5,306+259.1% |