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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,499 | $39,798-43.5% | $67,704-66.8% | $59,633-62.3% |
| Participation rate | 80.0% | 57.4%+22.6pp | 67.5%+12.5pp | 68.7%+11.3pp |
| Annual return | -2.05% | 89.94%-92.0pp | 25.41%-27.5pp | 2041.45%-2043.5pp |
| Employer contribution / active EE | $95 | $1,393-93.2% | $2,559-96.3% | $2,203-95.7% |
| Participant deferral / active EE | $1,291 | $2,335-44.7% | $3,585-64.0% | $3,192-59.6% |
| Admin fee / account holder | $9,839 | $3,212+206.3% | $4,255+131.2% | $4,297+129.0% |