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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,342 | $47,848-28.2% | $81,473-57.8% | $70,126-51.0% |
| Participation rate | 66.7% | 58.3%+8.4pp | 68.0%-1.3pp | 69.5%-2.9pp |
| Annual return | 20.41% | 27.25%-6.8pp | 38.78%-18.4pp | 73.15%-52.7pp |
| Employer contribution / active EE | $931 | $1,527-39.0% | $2,568-63.7% | $2,343-60.3% |
| Participant deferral / active EE | $1,404 | $2,453-42.8% | $3,537-60.3% | $3,332-57.9% |
| Admin fee / account holder | $1,003 | $3,145-68.1% | $4,561-78.0% | $4,645-78.4% |