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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,225 | $148,623+58.3% | $135,974+73.0% | $139,466+68.7% |
| Participation rate | 57.1% | 83.9%-26.7pp | 81.9%-24.8pp | 80.3%-23.2pp |
| Annual return | 16.99% | 79.30%-62.3pp | 68.30%-51.3pp | 373.66%-356.7pp |
| Employer contribution / active EE | $1,531 | $5,246-70.8% | $4,859-68.5% | $4,754-67.8% |
| Participant deferral / active EE | $4,906 | $8,103-39.5% | $7,760-36.8% | $6,712-26.9% |
| Admin fee / account holder | $3,431 | $12,406-72.3% | $10,767-68.1% | $11,409-69.9% |