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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,381 | $176,105+4.1% | $159,474+15.0% | $167,536+9.5% |
| Participation rate | 83.3% | 85.0%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 17.87% | 331.91%-314.0pp | 263.68%-245.8pp | 478.82%-460.9pp |
| Employer contribution / active EE | $1,642 | $5,299-69.0% | $4,831-66.0% | $4,839-66.1% |
| Participant deferral / active EE | $11,247 | $7,751+45.1% | $7,353+53.0% | $6,342+77.3% |
| Admin fee / account holder | $27,464 | $12,559+118.7% | $10,802+154.2% | $12,315+123.0% |