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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,899 | $165,399-20.9% | $149,745-12.6% | $158,982-17.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 14.84% | 348.34%-333.5pp | 276.72%-261.9pp | 302.99%-288.1pp |
| Employer contribution / active EE | $494 | $5,105-90.3% | $4,646-89.4% | $4,763-89.6% |
| Participant deferral / active EE | $7,448 | $7,183+3.7% | $6,843+8.8% | $5,983+24.5% |
| Admin fee / account holder | $1,145 | $10,811-89.4% | $9,312-87.7% | $11,252-89.8% |