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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,082 | $60,349-78.3% | $74,184-82.4% | $62,881-79.2% |
| Participation rate | 87.7% | 72.7%+15.0pp | 76.6%+11.1pp | 69.3%+18.4pp |
| Annual return | 28.97% | 21.38%+7.6pp | 17.74%+11.2pp | 20.14%+8.8pp |
| Employer contribution / active EE | $2,447 | $1,680+45.6% | $2,370+3.2% | $2,281+7.3% |
| Participant deferral / active EE | $3,856 | $2,856+35.0% | $3,550+8.6% | $3,203+20.4% |
| Admin fee / account holder | $1,248 | $4,261-70.7% | $5,586-77.7% | $4,296-70.9% |