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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,699 | $62,583-65.3% | $76,767-71.7% | $64,173-66.2% |
| Participation rate | 78.3% | 72.8%+5.5pp | 77.0%+1.3pp | 69.6%+8.7pp |
| Annual return | 0.80% | -1.95%+2.7pp | 2.43%-1.6pp | 7.63%-6.8pp |
| Employer contribution / active EE | $2,100 | $1,832+14.6% | $2,485-15.5% | $2,381-11.8% |
| Participant deferral / active EE | $3,374 | $3,145+7.3% | $3,852-12.4% | $3,470-2.8% |
| Admin fee / account holder | $865 | $4,667-81.5% | $6,675-87.0% | $4,887-82.3% |