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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,673 | $76,407-16.7% | $150,298-57.6% | $82,448-22.8% |
| Participation rate | 20.9% | 66.4%-45.5pp | 77.8%-56.8pp | 68.1%-47.1pp |
| Annual return | 14.55% | 39.99%-25.4pp | 62.79%-48.2pp | 41.64%-27.1pp |
| Employer contribution / active EE | $534 | $2,614-79.6% | $4,154-87.1% | $2,551-79.1% |
| Participant deferral / active EE | $919 | $3,214-71.4% | $5,453-83.1% | $4,139-77.8% |
| Admin fee / account holder | $1,451 | $6,352-77.2% | $14,116-89.7% | $7,234-79.9% |