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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,805 | $106,864+147.8% | $147,318+79.8% | $82,637+220.4% |
| Participation rate | 97.9% | 75.5%+22.4pp | 82.1%+15.8pp | 68.1%+29.8pp |
| Annual return | 16.12% | 27.49%-11.4pp | 70.43%-54.3pp | 53.51%-37.4pp |
| Employer contribution / active EE | $8,624 | $3,417+152.4% | $4,593+87.8% | $2,552+237.9% |
| Participant deferral / active EE | $9,865 | $6,496+51.9% | $7,906+24.8% | $4,126+139.1% |
| Admin fee / account holder | $25,974 | $8,415+208.7% | $13,708+89.5% | $7,339+253.9% |