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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,816 | $98,766+187.4% | $149,730+89.6% | $79,852+255.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 15.15% | 27.43%-12.3pp | 276.70%-261.6pp | 31.72%-16.6pp |
| Employer contribution / active EE | $9,436 | $3,217+193.3% | $4,645+103.1% | $2,471+281.8% |
| Participant deferral / active EE | $11,463 | $5,681+101.8% | $6,843+67.5% | $3,740+206.5% |
| Admin fee / account holder | $2,917 | $6,052-51.8% | $9,310-68.7% | $5,306-45.0% |