Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $9,459 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,051 | $52,279-71.2% | $89,400-83.2% | $79,858-81.2% |
| Participation rate | 44.0% | 57.5%-13.6pp | 68.0%-24.0pp | 69.6%-25.7pp |
| Annual return | 11.99% | 22.16%-10.2pp | 245.64%-233.6pp | 31.72%-19.7pp |
| Employer contribution / active EE | $13 | $1,572-99.2% | $2,586-99.5% | $2,471-99.5% |
| Participant deferral / active EE | $1,764 | $2,740-35.6% | $3,890-54.6% | $3,740-52.8% |
| Admin fee / account holder | $3 | $3,356-99.9% | $4,882-99.9% | $5,306-99.9% |