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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,292 | $110,337-29.9% | $102,383-24.5% | $145,877-47.0% |
| Participation rate | 94.7% | 77.9%+16.8pp | 74.5%+20.2pp | 80.3%+14.4pp |
| Annual return | 10.07% | 24.83%-14.8pp | 24.94%-14.9pp | 551.28%-541.2pp |
| Employer contribution / active EE | $10,804 | $4,216+156.3% | $3,870+179.2% | $4,663+131.7% |
| Participant deferral / active EE | $4,365 | $5,621-22.3% | $5,060-13.7% | $6,691-34.8% |
| Admin fee / account holder | $21,130 | $9,750+116.7% | $8,391+151.8% | $13,402+57.7% |