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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $412,688 | $217,427+89.8% | $185,837+122.1% | $167,518+146.4% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 16.39% | 148.39%-132.0pp | 122.08%-105.7pp | 478.71%-462.3pp |
| Employer contribution / active EE | $10,898 | $5,874+85.5% | $5,168+110.9% | $4,838+125.2% |
| Participant deferral / active EE | $9,177 | $6,357+44.4% | $5,568+64.8% | $6,342+44.7% |
| Admin fee / account holder | $214,297 | $19,816+981.4% | $16,241+1219.4% | $12,312+1640.5% |