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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,564 | $174,379+46.6% | $152,093+68.0% | $138,895+84.0% |
| Participation rate | 76.9% | 81.6%-4.7pp | 77.8%-0.8pp | 79.9%-3.0pp |
| Annual return | 10.62% | 74.86%-64.2pp | 66.36%-55.7pp | 145.39%-134.8pp |
| Employer contribution / active EE | $7,086 | $4,652+52.3% | $4,175+69.7% | $4,194+68.9% |
| Participant deferral / active EE | $7,669 | $6,159+24.5% | $5,451+40.7% | $6,396+19.9% |
| Admin fee / account holder | $198,679 | $16,880+1077.0% | $14,497+1270.5% | $12,562+1481.6% |