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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,721 | $80,753-65.7% | $136,298-79.7% | $62,293-55.5% |
| Participation rate | 71.9% | 73.5%-1.7pp | 81.9%-10.0pp | 69.5%+2.4pp |
| Annual return | 13.00% | 35.83%-22.8pp | 5156.27%-5143.3pp | 28.90%-15.9pp |
| Employer contribution / active EE | $994 | $2,884-65.5% | $4,696-78.8% | $2,042-51.3% |
| Participant deferral / active EE | $2,775 | $5,164-46.3% | $6,247-55.6% | $3,169-12.4% |
| Admin fee / account holder | $28 | $525-94.7% | $9,244-99.7% | $479-94.2% |