Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 64 · EIN 39-6040276 | Recordkeeping Fees | $4,545 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,821 | $91,474-34.6% | $135,982-56.0% | $71,529-16.4% |
| Participation rate | 50.0% | 75.7%-25.7pp | 81.9%-31.9pp | 67.9%-17.9pp |
| Annual return | 16.20% | 29.89%-13.7pp | 68.32%-52.1pp | 28.97%-12.8pp |
| Employer contribution / active EE | $766 | $3,705-79.3% | $4,859-84.2% | $2,590-70.4% |
| Participant deferral / active EE | $3,245 | $7,095-54.3% | $7,760-58.2% | $4,291-24.4% |
| Admin fee / account holder | $67 | $1,267-94.7% | $10,767-99.4% | $1,588-95.8% |