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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,355 | $171,492-74.1% | $150,734-70.6% | $198,609-77.7% |
| Participation rate | 44.4% | 81.4%-37.0pp | 78.4%-34.0pp | 82.4%-37.9pp |
| Annual return | 16.15% | 804.70%-788.5pp | 600.81%-584.7pp | 202.70%-186.5pp |
| Employer contribution / active EE | $0 | $5,470-100.0% | $4,918-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $3,773 | $6,259-39.7% | $5,610-32.7% | $6,977-45.9% |
| Admin fee / account holder | $20 | $17,628-99.9% | $14,905-99.9% | $19,030-99.9% |