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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,442 | $90,170-25.2% | $150,734-55.3% | $69,733-3.3% |
| Participation rate | 31.7% | 60.2%-28.5pp | 78.4%-46.7pp | 62.5%-30.7pp |
| Annual return | 16.11% | 16.56%-0.4pp | 600.81%-584.7pp | 15.22%+0.9pp |
| Employer contribution / active EE | $543 | $3,428-84.2% | $4,918-89.0% | $2,250-75.9% |
| Participant deferral / active EE | $1,607 | $3,086-47.9% | $5,610-71.3% | $3,054-47.4% |
| Admin fee / account holder | $2,375 | $4,600-48.4% | $14,905-84.1% | $3,102-23.4% |