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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,442 | $80,674-16.4% | $119,126-43.4% | $64,340+4.8% |
| Participation rate | 31.7% | 55.2%-23.5pp | 75.8%-44.1pp | 55.2%-23.5pp |
| Annual return | 16.11% | 26.86%-10.8pp | 282.11%-266.0pp | 24.14%-8.0pp |
| Employer contribution / active EE | $543 | $2,564-78.8% | $4,034-86.5% | $1,862-70.8% |
| Participant deferral / active EE | $1,607 | $3,053-47.4% | $5,318-69.8% | $2,980-46.1% |
| Admin fee / account holder | $2,375 | $4,559-47.9% | $10,693-77.8% | $3,703-35.8% |