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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,641 | $91,019-19.1% | $392,568-81.2% | $72,975+0.9% |
| Participation rate | 42.4% | 74.4%-32.0pp | 78.1%-35.7pp | 69.5%-27.1pp |
| Annual return | 26.09% | 20.00%+6.1pp | 24.42%+1.7pp | 81.01%-54.9pp |
| Employer contribution / active EE | $1,565 | $2,751-43.1% | $3,783-58.6% | $2,440-35.8% |
| Participant deferral / active EE | $3,804 | $4,570-16.8% | $5,985-36.4% | $3,608+5.4% |
| Admin fee / account holder | $29,806 | $4,895+508.9% | $6,260+376.1% | $5,124+481.7% |