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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,777 | $82,523-37.3% | $115,752-55.3% | $70,126-26.2% |
| Participation rate | 56.8% | 74.0%-17.2pp | 77.8%-21.0pp | 69.5%-12.8pp |
| Annual return | 21.76% | 28.22%-6.5pp | 19.41%+2.4pp | 73.15%-51.4pp |
| Employer contribution / active EE | $1,750 | $2,758-36.6% | $3,492-49.9% | $2,343-25.3% |
| Participant deferral / active EE | $3,586 | $4,062-11.7% | $5,204-31.1% | $3,332+7.6% |
| Admin fee / account holder | $3,038 | $4,552-33.3% | $6,278-51.6% | $4,645-34.6% |