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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,812 | $71,873-48.8% | $86,698-57.5% | $68,490-46.3% |
| Participation rate | 62.7% | 72.2%-9.5pp | 76.6%-13.8pp | 67.9%-5.2pp |
| Annual return | -14.11% | 3.54%-17.6pp | 35.96%-50.1pp | -7.85%-6.3pp |
| Employer contribution / active EE | $1,219 | $2,173-43.9% | $2,837-57.0% | $2,597-53.1% |
| Participant deferral / active EE | $2,095 | $3,779-44.6% | $4,656-55.0% | $4,028-48.0% |
| Admin fee / account holder | $1,229 | $6,110-79.9% | $7,492-83.6% | $5,403-77.2% |