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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,365 | $67,602-43.2% | $82,312-53.4% | $70,126-45.3% |
| Participation rate | 34.9% | 72.8%-37.9pp | 76.9%-42.0pp | 69.5%-34.7pp |
| Annual return | 13.49% | 21.57%-8.1pp | 25.88%-12.4pp | 73.15%-59.7pp |
| Employer contribution / active EE | $696 | $1,755-60.3% | $2,428-71.3% | $2,343-70.3% |
| Participant deferral / active EE | $1,545 | $2,987-48.3% | $3,706-58.3% | $3,332-53.6% |
| Admin fee / account holder | $0 | $4,512-100.0% | $5,608-100.0% | $4,645-100.0% |