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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,419 | $72,486-45.6% | $87,103-54.7% | $72,976-46.0% |
| Participation rate | 43.8% | 72.8%-29.1pp | 76.9%-33.1pp | 69.5%-25.7pp |
| Annual return | 18.19% | 24.46%-6.3pp | 28.19%-10.0pp | 81.02%-62.8pp |
| Employer contribution / active EE | $1,029 | $1,894-45.6% | $2,521-59.2% | $2,440-57.8% |
| Participant deferral / active EE | $1,951 | $3,270-40.3% | $4,049-51.8% | $3,608-45.9% |
| Admin fee / account holder | $1,250 | $5,055-75.3% | $7,491-83.3% | $5,124-75.6% |