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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,180 | $80,763-73.8% | $102,412-79.3% | $74,459-71.6% |
| Participation rate | 97.1% | 65.7%+31.5pp | 74.5%+22.6pp | 67.2%+29.9pp |
| Annual return | 19.68% | 27.57%-7.9pp | 24.94%-5.3pp | 1369.70%-1350.0pp |
| Employer contribution / active EE | $2,314 | $3,160-26.8% | $3,870-40.2% | $2,626-11.9% |
| Participant deferral / active EE | $4,738 | $3,862+22.7% | $5,060-6.4% | $4,350+8.9% |
| Admin fee / account holder | $723 | $2,371-69.5% | $8,388-91.4% | $1,945-62.8% |