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Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,920 | $64,729-92.4% | $112,263-95.6% | $68,490-92.8% |
| Participation rate | 97.9% | 67.2%+30.7pp | 75.1%+22.8pp | 67.9%+30.0pp |
| Annual return | -27.08% | -11.40%-15.7pp | 27.49%-54.6pp | -7.85%-19.2pp |
| Employer contribution / active EE | $2,050 | $2,746-25.3% | $3,636-43.6% | $2,597-21.1% |
| Participant deferral / active EE | $2,771 | $3,566-22.3% | $4,729-41.4% | $4,028-31.2% |
| Admin fee / account holder | $16 | $5,222-99.7% | $6,410-99.7% | $5,403-99.7% |