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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,749 | $73,988-82.8% | $96,538-86.8% | $75,177-83.0% |
| Participation rate | 94.9% | 66.4%+28.5pp | 74.3%+20.5pp | 67.2%+27.7pp |
| Annual return | 63.26% | 26.73%+36.5pp | 35.74%+27.5pp | 160.75%-97.5pp |
| Employer contribution / active EE | $1,889 | $2,930-35.5% | $3,740-49.5% | $2,671-29.3% |
| Participant deferral / active EE | $3,958 | $3,660+8.1% | $4,880-18.9% | $4,126-4.1% |
| Admin fee / account holder | $802 | $5,220-84.6% | $6,737-88.1% | $5,651-85.8% |