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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $471,037 | $58,888+699.9% | $178,499+163.9% | $73,493+540.9% |
| Participation rate | 98.1% | 66.2%+31.8pp | 81.9%+16.1pp | 70.7%+27.4pp |
| Annual return | 17.91% | 24.86%-7.0pp | 151.10%-133.2pp | 28.51%-10.6pp |
| Employer contribution / active EE | $20,924 | $2,236+835.7% | $5,011+317.5% | $2,270+821.7% |
| Participant deferral / active EE | $11,637 | $2,568+353.2% | $5,202+123.7% | $3,740+211.2% |
| Admin fee / account holder | $6,627 | $400+1555.2% | $13,986-52.6% | $513+1191.5% |