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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,753 | $75,962+315.7% | $154,111+104.9% | $64,173+392.0% |
| Participation rate | 99.0% | 70.4%+28.5pp | 83.0%+15.9pp | 69.6%+29.4pp |
| Annual return | -6.82% | 30.32%-37.1pp | 735.18%-742.0pp | 7.63%-14.5pp |
| Employer contribution / active EE | $18,583 | $3,350+454.7% | $5,298+250.8% | $2,381+680.5% |
| Participant deferral / active EE | $11,273 | $3,175+255.1% | $5,081+121.9% | $3,470+224.9% |
| Admin fee / account holder | $5,517 | $5,589-1.3% | $13,411-58.9% | $4,887+12.9% |