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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,473 | $52,961+644.8% | $172,752+128.3% | $65,185+505.2% |
| Participation rate | 98.0% | 66.2%+31.8pp | 82.6%+15.4pp | 70.2%+27.8pp |
| Annual return | 23.23% | 30.12%-6.9pp | 802.97%-779.7pp | 29.38%-6.2pp |
| Employer contribution / active EE | $19,369 | $2,190+784.4% | $5,144+276.5% | $2,177+789.8% |
| Participant deferral / active EE | $11,605 | $2,471+369.6% | $5,198+123.3% | $3,514+230.3% |
| Admin fee / account holder | $7,782 | $472+1548.9% | $13,955-44.2% | $847+818.5% |