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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,387 | $111,787+9.5% | $93,681+30.6% | $145,978-16.2% |
| Participation rate | 82.4% | 74.2%+8.1pp | 68.7%+13.6pp | 80.3%+2.1pp |
| Annual return | 14.60% | 203.52%-188.9pp | 133.47%-118.9pp | 550.52%-535.9pp |
| Employer contribution / active EE | $3,891 | $3,093+25.8% | $2,422+60.6% | $4,662-16.5% |
| Participant deferral / active EE | $10,411 | $4,918+111.7% | $4,415+135.8% | $6,690+55.6% |
| Admin fee / account holder | $13,374 | $10,256+30.4% | $8,290+61.3% | $13,400-0.2% |