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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,202 | $95,915-25.8% | $79,580-10.5% | $134,532-47.1% |
| Participation rate | 70.0% | 75.0%-5.0pp | 69.5%+0.5pp | 81.2%-11.2pp |
| Annual return | -20.73% | -2.71%-18.0pp | 0.15%-20.9pp | 418.27%-439.0pp |
| Employer contribution / active EE | $5,294 | $3,129+69.2% | $2,413+119.3% | $4,741+11.7% |
| Participant deferral / active EE | $9,167 | $4,693+95.3% | $3,985+130.0% | $6,401+43.2% |
| Admin fee / account holder | $1,937 | $9,132-78.8% | $6,835-71.7% | $11,429-83.1% |