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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,026 | $106,749+67.7% | $145,433+23.1% | $82,448+117.1% |
| Participation rate | 98.2% | 75.6%+22.5pp | 82.1%+16.1pp | 68.1%+30.1pp |
| Annual return | 15.67% | 27.59%-11.9pp | 66.58%-50.9pp | 41.64%-26.0pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $7,609 | $6,519+16.7% | $7,897-3.6% | $4,139+83.8% |
| Admin fee / account holder | $9,063 | $8,390+8.0% | $13,129-31.0% | $7,234+25.3% |