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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,951 | $69,977+72.8% | $108,582+11.4% | $62,881+92.3% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | -0.01% | 10.73%-10.7pp | -51.70%+51.7pp | 20.14%-20.2pp |
| Employer contribution / active EE | $7,586 | $2,135+255.3% | $3,758+101.8% | $2,281+232.6% |
| Participant deferral / active EE | $4,468 | $3,165+41.2% | $4,311+3.7% | $3,203+39.5% |
| Admin fee / account holder | $3,655 | $5,076-28.0% | $7,645-52.2% | $4,296-14.9% |