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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,814 | $78,705+73.8% | $117,860+16.1% | $70,124+95.1% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 6.76% | 23.30%-16.5pp | 335.10%-328.3pp | 73.14%-66.4pp |
| Employer contribution / active EE | $2,593 | $2,223+16.6% | $3,786-31.5% | $2,342+10.7% |
| Participant deferral / active EE | $3,995 | $3,297+21.2% | $4,482-10.9% | $3,332+19.9% |
| Admin fee / account holder | $1,395 | $5,065-72.5% | $8,021-82.6% | $4,645-70.0% |