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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,423 | $127,387-70.6% | $115,038-67.5% | $125,389-70.2% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -5.06% | 31.28%-36.3pp | 26.14%-31.2pp | 282.24%-287.3pp |
| Employer contribution / active EE | $4,335 | $5,166-16.1% | $4,608-5.9% | $4,866-10.9% |
| Participant deferral / active EE | $4,059 | $6,423-36.8% | $6,026-32.7% | $5,352-24.2% |
| Admin fee / account holder | $3,186 | $9,516-66.5% | $8,175-61.0% | $9,541-66.6% |