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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,577 | $148,629-37.0% | $135,982-31.2% | $139,487-32.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.16% | 79.33%-63.2pp | 68.32%-52.2pp | 373.84%-357.7pp |
| Employer contribution / active EE | $3,333 | $5,247-36.5% | $4,859-31.4% | $4,755-29.9% |
| Participant deferral / active EE | $2,530 | $8,102-68.8% | $7,760-67.4% | $6,713-62.3% |
| Admin fee / account holder | $2,668 | $12,406-78.5% | $10,767-75.2% | $11,407-76.6% |