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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,298 | $84,233-40.3% | $170,436-70.5% | $70,131-28.3% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 13.16% | 23.06%-9.9pp | 205.94%-192.8pp | 73.14%-60.0pp |
| Employer contribution / active EE | $5,611 | $3,387+65.7% | $5,433+3.3% | $2,342+139.5% |
| Participant deferral / active EE | $3,039 | $3,086-1.5% | $4,939-38.5% | $3,332-8.8% |
| Admin fee / account holder | $748 | $5,698-86.9% | $13,880-94.6% | $4,645-83.9% |