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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,838 | $181,896-73.2% | $156,551-68.8% | $273,972-82.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 4.72% | 30.74%-26.0pp | 32.23%-27.5pp | 41.46%-36.7pp |
| Employer contribution / active EE | $6,664 | $6,248+6.7% | $5,501+21.1% | $4,869+36.9% |
| Participant deferral / active EE | $3,678 | $5,550-33.7% | $4,871-24.5% | $5,287-30.4% |
| Admin fee / account holder | $2,629 | $15,560-83.1% | $13,028-79.8% | $10,133-74.1% |