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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,606 | $95,453-20.8% | $112,040-32.5% | $82,448-8.3% |
| Participation rate | 69.7% | 72.8%-3.1pp | 76.5%-6.8pp | 68.1%+1.6pp |
| Annual return | 13.74% | 23.92%-10.2pp | 24.52%-10.8pp | 41.64%-27.9pp |
| Employer contribution / active EE | $1,425 | $2,318-38.5% | $2,954-51.8% | $2,551-44.1% |
| Participant deferral / active EE | $2,185 | $4,224-48.3% | $5,098-57.1% | $4,139-47.2% |
| Admin fee / account holder | $7,853 | $9,013-12.9% | $12,098-35.1% | $7,234+8.5% |