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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,442 | $93,055-68.4% | $153,741-80.8% | $80,959-63.6% |
| Participation rate | 93.3% | 69.0%+24.3pp | 77.1%+16.2pp | 67.7%+25.7pp |
| Annual return | 7.70% | 19.97%-12.3pp | 15.71%-8.0pp | 35.67%-28.0pp |
| Employer contribution / active EE | $2,957 | $3,504-15.6% | $5,042-41.3% | $2,757+7.3% |
| Participant deferral / active EE | $2,198 | $5,172-57.5% | $6,757-67.5% | $4,300-48.9% |
| Admin fee / account holder | $1,031 | $8,881-88.4% | $12,749-91.9% | $6,925-85.1% |