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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,442 | $92,985-68.3% | $153,432-80.8% | $80,874-63.6% |
| Participation rate | 93.3% | 69.0%+24.4pp | 77.1%+16.3pp | 67.6%+25.7pp |
| Annual return | 7.70% | 19.95%-12.2pp | 15.66%-8.0pp | 35.62%-27.9pp |
| Employer contribution / active EE | $2,957 | $3,507-15.7% | $5,038-41.3% | $2,756+7.3% |
| Participant deferral / active EE | $2,198 | $5,178-57.5% | $6,757-67.5% | $4,297-48.8% |
| Admin fee / account holder | $1,031 | $8,880-88.4% | $12,725-91.9% | $6,935-85.1% |