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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,590 | $101,795-40.5% | $165,100-63.3% | $80,959-25.2% |
| Participation rate | 96.7% | 71.8%+24.8pp | 78.6%+18.0pp | 67.7%+29.0pp |
| Annual return | 11.01% | 16.73%-5.7pp | 70.21%-59.2pp | 35.67%-24.7pp |
| Employer contribution / active EE | $4,207 | $2,954+42.4% | $4,348-3.2% | $2,757+52.6% |
| Participant deferral / active EE | $5,384 | $4,476+20.3% | $6,035-10.8% | $4,300+25.2% |
| Admin fee / account holder | $2,971 | $8,221-63.9% | $12,696-76.6% | $6,925-57.1% |