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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,075 | $209,428-1.6% | $178,498+15.4% | $158,950+29.6% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 16.00% | 188.78%-172.8pp | 151.09%-135.1pp | 302.91%-286.9pp |
| Employer contribution / active EE | $5,000 | $5,707-12.4% | $5,011-0.2% | $4,762+5.0% |
| Participant deferral / active EE | $4,521 | $5,955-24.1% | $5,202-13.1% | $5,983-24.4% |
| Admin fee / account holder | $2,469 | $17,077-85.5% | $13,985-82.3% | $11,248-78.1% |