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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,068 | $202,345-10.5% | $172,755+4.8% | $152,885+18.4% |
| Participation rate | 95.0% | 87.1%+7.9pp | 82.6%+12.4pp | 82.5%+12.5pp |
| Annual return | 21.62% | 1029.77%-1008.2pp | 802.94%-781.3pp | 345.39%-323.8pp |
| Employer contribution / active EE | $7,501 | $5,858+28.1% | $5,144+45.8% | $4,763+57.5% |
| Participant deferral / active EE | $3,985 | $5,948-33.0% | $5,198-23.3% | $5,851-31.9% |
| Admin fee / account holder | $4,204 | $17,111-75.4% | $13,955-69.9% | $11,598-63.8% |