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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,196 | $81,262+196.8% | $155,602+55.0% | $80,911+198.1% |
| Participation rate | 77.6% | 66.2%+11.4pp | 78.2%-0.6pp | 67.6%+10.0pp |
| Annual return | 9.32% | 33.34%-24.0pp | 64.81%-55.5pp | 35.63%-26.3pp |
| Employer contribution / active EE | $3,762 | $3,102+21.3% | $4,675-19.5% | $2,756+36.5% |
| Participant deferral / active EE | $7,379 | $3,451+113.8% | $5,629+31.1% | $4,297+71.7% |
| Admin fee / account holder | $16,852 | $7,992+110.9% | $15,923+5.8% | $6,935+143.0% |