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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,457 | $77,901+181.7% | $149,717+46.6% | $75,181+191.9% |
| Participation rate | 75.9% | 65.6%+10.3pp | 78.8%-2.9pp | 67.2%+8.7pp |
| Annual return | 12.84% | 31.73%-18.9pp | 134.41%-121.6pp | 160.69%-147.9pp |
| Employer contribution / active EE | $3,129 | $3,137-0.3% | $4,820-35.1% | $2,671+17.2% |
| Participant deferral / active EE | $6,757 | $3,411+98.1% | $5,682+18.9% | $4,126+63.8% |
| Admin fee / account holder | $11,948 | $5,949+100.8% | $13,213-9.6% | $5,650+111.5% |