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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,801 | $75,959+10.3% | $154,114-45.6% | $64,181+30.6% |
| Participation rate | 78.6% | 70.4%+8.2pp | 83.0%-4.5pp | 69.6%+9.0pp |
| Annual return | 7.67% | 30.32%-22.7pp | 735.16%-727.5pp | 7.63%0pp |
| Employer contribution / active EE | $3,030 | $3,350-9.5% | $5,298-42.8% | $2,381+27.3% |
| Participant deferral / active EE | $2,347 | $3,175-26.1% | $5,081-53.8% | $3,470-32.4% |
| Admin fee / account holder | $1,901 | $5,589-66.0% | $13,411-85.8% | $4,887-61.1% |