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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,406 | $84,236-9.3% | $170,435-55.2% | $70,126+9.0% |
| Participation rate | 78.6% | 70.8%+7.7pp | 83.6%-5.0pp | 69.5%+9.0pp |
| Annual return | 13.00% | 23.06%-10.1pp | 205.94%-192.9pp | 73.15%-60.1pp |
| Employer contribution / active EE | $2,742 | $3,387-19.0% | $5,432-49.5% | $2,343+17.1% |
| Participant deferral / active EE | $2,136 | $3,086-30.8% | $4,939-56.8% | $3,332-35.9% |
| Admin fee / account holder | $3,188 | $5,698-44.1% | $13,881-77.0% | $4,645-31.4% |